877-NCS-1012
Credit Card Negotiation, is what many people are trying to achieve with their creditors these days. Credit Card Negotiation is desired among many people in today’s shaky economy. Our goal is to provide our clients with an affordable Credit Card Negotiation payment program which puts them on track to financial freedom within 12-36 months.
Other than performing Credit Card Negotiation, we also accept other unsecured debts in our program such as unsecured personal loans, medical bills and accounts in third party collections. Our Credit Card Negotiation program can also include the aforementioned debts.
We take pride in being one of the leading Unsecured Debt Negotiation firms specializing in personal credit card and unsecured debt relief or Credit Card Negotiation. Our group consists of highly experienced attorneys throughout the United States, all of which are committed to preserving the rights of our clients with our Credit Card Negotiation program.
The financial disaster in today’s market has led to a great opportunity for Americans drowning in debt. Due to this crisis, Credit Card Companies and other unsecured lenders, are under a great deal of pressure to remove risky debts from their balance sheets. Credit Card Negotiation has been the avenue many are taking at present time.
Our Credit Card Negotiation program is designed to help you get out of debt in as little as 12 to 36 months, NOT years! Credit Card Negotiation is a proven method that helps many consumers who are experiencing financial hardships. Our Credit Card Negotiation program is better known as Debt Validation rather than plain old Debt Settlement. This is a process whereby attorneys review the billing practices of our client's creditors and the debt collection activities of any third party that has purchased their information. In many cases equivocal fees and interest calculations affecting a consumer's bill, as well as the aggressive debt collection practices being employed to collect on the consumer's debts, are in violation of Federal consumer rights. All consumers have specific rights and our responsibility is to see they are upheld. We work diligently with each and every client to ensure their rights are protected, while they are part of our Credit Card Negotiation program.
When a settlement agreement has been made between you and the creditor during the course of your Credit Card Negotiation program you will pay the amount agreed on from your settlement account which is created for you by a third party. Once this amount has been paid in full and the creditor has accepted payment you are on your way to financial freedom!
We will calculate your estimated savings for you free of charge in our Credit Card Negotiation program. Enter your information in the form to the right to view your potential reduction in our Credit Card Negotiation program.
One of our debt specialists will contact you to go over each of your debts and determine if your debts and financial status are appropriate for the Credit Card Negotiation program. There is no cost or obligation to qualify for the Credit Card Negotiation program. You can also reach us toll free at (877) NCS-1012 and inquire about our Credit Card Negotiation program.
Our Credit Card Negotiation program has helped many people get back on their feet and start fresh having peace of mind with financial freedom. Our qualification program is designed for specific situations, so whether you are experiencing a financial hardship, in need of a lower payment or you are just sick of paying astronomical amounts of interest, we can help.
More Information About our Credit Card Negotiation program
The first step of the program is to review our client’s statements to make sure they have been billed accurately. Qualified attorneys will work to identify any violations of consumers’ Federal rights, and enforce them accordingly. If any violations are identified, the attorneys will challenge them which often results in the removal of inappropriate charges from consumers’ statements and therefore a reduction in the total amount of debt owed. The second stage of the Credit Card Negotiation program is to properly evaluate the collection methods employed by creditors to seek any possible violations of Federal consumer rights. In the event a violation is found, necessary actions will be taken.
With our Credit Card Negotiation program, we understand the importance of individual privacy and confidentiality. We do not share any personal or financial information with any non members. Our policies and procedures are strictly enforced to the highest standards. Our experienced debt specialists will consult with you to custom tailor a specific Credit Card Negotiation program individually designed to help reduce your monthly expenses.
Choices
1. Do nothing. This does not seem to be the best solution because oftentimes things get worse. The harassing phone calls from debt collectors will not go away. The debt is a legal obligation and must be addressed or it will never go away.
2. Debt Consolidation. The consumers’ obligation is to pay back 100% of the principal with a lower monthly payment and overall interest. No services are offered to verify the consumer’s debts and practices used to collect them. This stays on the credit report for a while. (This is in no way similar to our Credit Card Negotiation program).
3. Consumer Law Debt Resolution. This solution is best performed if performed by a law firm. It will only use settlement as a last resort. Too many companies will automatically put clients in settlement programs without validating it, which is what we do in our Credit Card Negotiation program. The verification process will properly validate the debts and will also make sure the practices used to collect such debts were performed legally. If the debt is verified and the collection practices performed were indeed legal the consumer debt will then automatically move into a settlement program performed by a registered law firm. The attorneys will stand behind the verification program and will represent clients in the event a creditor takes legal action.
4. Chapter 7. Bankruptcy laws have changed. This bankruptcy is based upon income and other factors. These factors must be at a certain level to qualify. You also may have to make a predetermined payment each month to each creditor. Bankruptcies can stay on credit for as much as 10 years.
5. Chapter 13 Bankruptcy. Your dealings will be with a court appointed trustee and your living expenses can be cut to the bare bone minimum. This can take 3 to 5 years depending on your income. Bankruptcies can stay on credit for as much as 10 years.
Our Credit Card Negotiation program is a great alternative to bankruptcy!